This bonus can be used to get a discount on your insurance renewal premium. United India offers No Claim Bonus (NCB) to customers who do not raise any claims in a policy term. What is No Claim Bonus? How much of this discount can I earn?.
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Once you have transferred the vehicle ownership in your name, you should transfer the insurance policy within 14 days. How long do I have to transfer the existing insurance policy in my name? Coverage for electronic/electrical fittings.The add-on covers offered by the company can be used to enhance the coverage of your comprehensive motor insurance policy. What are the add-on covers offered by United India for motor insurance?.Driving the vehicle without a valid licenseįind out the easy steps for your car insurance renewal.Claims that arise outside the geographical limits specified in the policy.Losses while driving under the influence of liquor/drugs.The United India motor insurance policy does not offer coverage for the following events: United India Motor Insurance - Exclusions Personal accident cover for the owner-driver.Liabilities for third-party property damage in an accident.Liabilities to a third party for injuries or death in an accident.This section includes coverage for the following incidents: Section 2 - Third-party liability cover.For commercial vehicles, mudguard, lamps, tyres, etc.For two-wheelers, these incidents can be included in the coverage by paying an extra premium of 3% of the IDV of accessories. Losses due to theft, burglary, housebreaking, etc.
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Accidents, fire, terrorist activity, riots, malicious acts, strikes, earthquakes, floods, cyclones, in-transit damages, and landslides.This includes coverage for the following incidents: The coverage under the package policy from United India can be divided into the following parts: This insurance plan does not offer protection to the insured vehicle itself. Personal accident cover for the owner-driver.Protection from legal liability to a third party for accidental injuries, death, or property damage.The coverage under the liability only motor insurance plan from United India includes the following: United India Liability Only Insurance Policy - Inclusions Customers can opt for the most suitable insurance plan to satisfy their specific insurance needs. Vehicles running on rails are not provided insurance coverage.Īpart from the above, the insurer offers standalone liability only plans with limited coverage at affordable costs. Commercial vehicle insurance plan - This policy offers insurance protection to all types of vehicles that are used for commercial purposes.Third-party liability coverage is also offered. Private car package plan - The policy offers insurance protection to private cars against natural calamities, accidents, man-made disasters, damages while in transit, etc.
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